Medical

Although we don’t plan on getting sick or injured, most of us generally will need some type of medical care or attention. Medical insurance is important to assist in paying for medical expenses, whether they are expected or unexpected. Also, many medical plans may also help us to stay healthier through wellness initiatives and resources as well as possibly provide fully covered preventive care benefits when using network doctors.

Active City of Albany employees have the option of choosing between two different medical plans:  Base and Buy Up.  A plan is also available for Pre-65 Retirees.  Please refer to the documents below to familiarize yourself with your medical benefits.

        Plan Documents:

Benefits Provided by Anthem BCBS:

This website is brought to you by NFP.
The information contained on this website is intended for general purposes only. It is an abbreviated overview of the benefit plans. Please refer to the Certificate Booklet (the contract) available from the plan carriers for complete details. Your Certificate Booklet will provide detailed information regarding copayments, coinsurance, deductibles, exclusions and other benefits. The Certificate Booklet will govern should a conflict arise related to the information contained in this website. The information contained in this website does not establish eligibility to participate in or receive benefits from any benefit plan. Please note the links to any external websites are provided simply to assist our employees with convenient access. NFP is not liable for the information provided on any of the external websites provided.