Basic and Voluntary Life Coverage
Basic Life Insurance and AD&D (Provided through Lincoln Financial):
Basic Term Life Insurance, which is paid for by your Employer, provides you with a certain level of coverage for your loves ones in the event of your death. Your designated Beneficiary would receive this benefit which could be used for funeral and other expenses they may face.
Voluntary Life/AD&D (Provided through Lincoln Financial):
It’s not easy to think about how our loved ones will survive financially should we no longer be with them. Although Basic Life Insurance does provide them with some benefit in the event of our death, will that be enough? Unfortunately, when a primary wage earner passes away, 34% of households would have immediate trouble paying everyday living expenses; 29% could cover everyday living expenses for only several months; and only 36% could cover everyday living expenses well into the future. While there are many different ways to estimate how much money your dependents may need, we suggest having additional life insurance to cover your annual income as a good starting place. Again, this is an estimated amount of life insurance coverage you and your family could consider. A complete financial plan for your family should take into account your specific circumstances including your debt, other obligations, available resources and many other factors.
- Voluntary Life
- Voluntary Life Certificate of Insurance
- Voluntary AD&D
- Life Claim Form
- Life Insurance Beneficiary Form
- Evidence of Insurability Form
- Request for Living Benefit Form
Short Term Disability (Provided through Lincoln Financial Group)
No one wants to think he or she might become injured in an off-the-job accident, or come down with an acute or chronic illness. An auto accident, a fall, an unexpected heart problem, or even an expected maternity leave can impact your financial security. Short Term Disability insurance provides the financial protection you may need during the allowable period of disability by paying you a weekly benefit as outlined in your plan documents.
Long Term Disability (Provided through Lincoln Financial Group)
A long term disability is one of the most devastating experiences that can happen to an employee, impacting both your work and personal life in a major way. Protection for you and your family is available through the Long Term Disability insurance at the City of Marietta. Long Term Disability insurance provides the financial protection you may need during the allowable period of disability by paying you a monthly benefit as outlined in your plan documents.