Voluntary Benefits

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Group Critical Illness

Having a Critical Illness policy may help you pay for expenses you could incur when diagnosed with a covered illness such as a heart attack, stroke, coma, major organ failure and possibly cancer.

In general, under a Group Critical Illness policy you can receive a lump-sum benefit payment upon diagnosis of the covered condition to use as you see fit. For example, if you elect to have a $10,000 policy amount and experience a stroke you could receive the full $10,000. This benefit can be used to help offset your income, pay for deductibles and copayments, apply towards your regular living expenses, or even pay for transportation so your loved ones can be with you.

In addition, the policy you elect can be used for each covered condition as long as the allowable period of time has been met between the diagnoses of each condition. Each condition is payable once per lifetime. Depending on your plan options, you may also add Cancer as an additional covered condition. Spouse and Dependent coverage is also available.

This is your policy, therefore coverage is portable. You can take this coverage with you if you leave or retire without having to answer health questions.

Please review the plan documents to see details on the coverage options available including a full list of covered conditions.

Cancer Insurance

Early diagnosis of cancer greatly improves your outcome for survival. According to the National Cancer Institute, the cancer survival rate has greatly improved over the past two decades due to early detection and more advanced treatment options.1

The costs associated with cancer treatment can seem overwhelming to those affected and to their families as well. Cancer coverage is designed to help offset some of these expenses. Depending on your specific policy, the payments you may receive could support the treatment crucial to your short and long term care as well as protect your assets after diagnosis.

Overall, a Cancer policy will help you pay for a variety of expenses associated with cancer care such as your out-of-pocket medical costs, home healthcare, rehabilitation and much more.

Please review the plan documents to see the full policy and coverage details.

For information regarding the Cancer Plan contact your AFLAC representative at 770-607-0561.

Accident Insurance

If you or your covered dependents experience an injury such as broken bones, torn ligaments, burns or other covered injuries due to an accident, Accident coverage can provide you with a lump-sum benefit based on the type of treatment you need.   The benefits you receive may cover expenses incurred from emergency room treatment, hospitalization, surgery, medical appliances, lodging, and certain follow-up therapy services.

These benefits are generally paid in addition to and regardless of other coverage you may have (i.e. health insurance).

For information regarding Accident Plan contact your AFLAC representative at 770-607-0561.

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The information contained on this website is intended for general purposes only. It is an abbreviated overview of the benefit plans. Please refer to the Certificate Booklet (the contract) available from the plan carriers for complete details. Your Certificate Booklet will provide detailed information regarding copayments, coinsurance, deductibles, exclusions and other benefits. The Certificate Booklet will govern should a conflict arise related to the information contained in this website. The information contained in this website does not establish eligibility to participate in or receive benefits from any benefit plan. Please note the links to any external websites are provided simply to assist our employees with convenient access. ShawHankins is not liable for the information provided on any of the external websites provided.