Having a Critical Illness policy may help you pay for expenses you could incur when diagnosed with cancer. In addition to cancer coverage, this supplemental insurance pays you benefits for other specified diseases including major organ transplant, kidney failure, sudden cardiac arrest, and many others..
In general, under the Critical Illness policy you can receive a benefit payment upon diagnosis of the covered condition to use as you see fit. The amount you receive depends on the amount of coverage you elect and the treatment you receive. This benefit can be used to help offset your income, pay for deductibles and co-payments, apply towards your regular living expenses, or even pay for transportation so your loved ones can be with you.
In addition, the policy you elect can be used for each covered condition as long as the allowable period of time has been met between the diagnoses of each condition. Each condition is payable once per lifetime. Spouse and Dependent coverage is also available.
This is your policy, therefore coverage is portable. You can take this coverage with you if you leave or retire without having to answer health questions.
Please review the plan documents to see details on the coverage options available including a full list of covered conditions.
Benefits Provided by Aflac
For Service Request please call 1-800-433-3036.
- Aflac Critical Illness Brochure
- Aflac Critical Illness Claim Form
- Aflac Wellness Claim Form