Active, full-time employees may buy short-term disability insurance. Glynn County provides the Long Term Disability benefit no cost.
Short Term Disability
No one wants to think he or she might become injured in an off-the-job accident, or come down with an acute or chronic illness. An auto accident, a fall, an unexpected heart problem, or even an expected maternity leave can impact your financial security.
Short Term Disability insurance provides the financial protection you may need during the allowable period of disability by paying you a weekly benefit as outlined in your plan documents.
Glynn County employees may purchase coverage which–in the event of a disability–pays a benefit of 60% weekly earnings. The maximum STD benefit is $2,000 per week. In the event of a qualifying disability claim, STD benefits will be payable starting after the 1st day of an accident or the 8th day of an illness. If hospitalized for a covered illness, the benefit will begin on the 1st day of admission. As long as you remain disabled as defined by your policy, your STD benefit is payable for a maximum of 26 weeks.
Long Term Disability
A long term disability is one of the most devastating experiences that can happen to an employee, impacting both your work and personal life in a major way. Protection for you and your family is available through the Long Term Disability insurance provided by your Employer.
Long Term Disability insurance provides the financial protection you may need during the allowable period of disability by paying you a monthly benefit as outlined in your plan documents.
Glynn County provides employees with LTD coverage through MetLife at no cost to the employee. In the event of a qualifying disability, this benefit begins to pay 180 days after the disability occurs. It will pay 60% of monthly covered earnings, minus any other income benefits. The maximum monthly benefit is $5,000. The Long Term Disability benefit will pay until the employee is no longer disabled or reaches Social Security Normal Retirement Age. If the disability begins after age 60, a set benefit period applies.