Aflac Critical Illness
Having a Critical Illness policy may help you pay for expenses you could incur when diagnosed with a covered illness such as a heart attack, stroke, coma, major organ failure and possibly cancer.
In general, under a Group Critical Illness policy you can receive a lump-sum benefit payment upon diagnosis of the covered condition to use as you see fit. For example, if you elect to have a $10,000 policy amount and experience a stroke you could receive the full $10,000. This benefit can be used to help offset your income, pay for deductibles and copayments, apply towards your regular living expenses, or even pay for transportation so your loved ones can be with you.
In addition, the policy you elect can be used for each covered condition as long as the allowable period of time has been met between the diagnoses of each condition. You may also add Cancer as an additional covered condition. Spouse and Dependent coverage are also available.
This policy also pays a $50 Wellness Benefit for each covered individual per year if a covered health screening is performed: blood tests, chest x-rays, stress tests, mammograms, colonoscopies. To claim your Wellness Benefit, please call Aflac at 800-992-3522.
Please review the plan documents to see details on the coverage options available including a full list of covered conditions.
Aflac Accident Coverage
Accidents can happen anytime, anywhere and to anyone. They can cause unexpected expenses and lost pay due to time off work. The Aflac group accident policy provides protection for the unexpected. The plan provides a benefit for: ambulance rides, emergency room visits, doctors office care, burns, fractures, and even surgery. This valuable coverage is available for you and your family at low group rates.
Trustmark Universal Life
Universal Whole Life insurance offers the flexibility to meet a variety of personal needs and can provide you with an addition level of insurance coverage. Employees have a choice of benefit and premium amounts that fit their paycheck and lifestyles. The premium for this policy is fixed and guaranteed for life. The plan provides a benefit for: flexibility, builds cash value, and portability. No medical exams required.