Voluntary Benefits (Critical Illness, Group Accident and Legal Benefits)

Group Critical Illness and Accident Benefits are offered through Aflac

Your Health Options

Group Critical Illness Insurance:

Having a Critical Illness policy may help you pay for expenses you could incur when diagnosed with a covered illness such as a heart attack, stroke, coma, major organ failure and possibly cancer.

In general, under a Group Critical Illness policy you can receive a lump-sum benefit payment upon diagnosis of the covered condition to use as you see fit. This benefit can be used to help offset your income, pay for deductibles and co-payments, apply towards your regular living expenses, or even pay for transportation so your loved ones can be with you.

In addition, the policy you elect can be used for each covered condition as long as the allowable period of time has been met between the diagnoses of each condition. Each condition is payable once per lifetime. Depending on your plan options, you may also add Cancer as an additional covered condition. Spouse and Dependent coverage is also available.

This is your policy, therefore coverage is portable. You can take this coverage with you if you leave or retire without having to answer health questions.

Please review the plan documents to see details on the coverage options available including a list of some covered conditions.

Aflac Group Critical Illness Claim Form

Aflac Wellness Claim Form

Aflac Online Claim Submission Site

City of Marietta Certificate of Insurance- Critical illness

City of Marietta Master Policy – Critical Illness

Portability and Conversion Options

Accident Coverage:

If you or your covered dependents experience an injury such as broken bones, torn ligaments, burns or other covered injuries due to an accident, Accident coverage can provide you with a lump-sum benefit based on the type of treatment you need. The benefits you receive may cover expenses incurred from emergency room treatment, hospitalization, surgery, medical appliances, lodging, and certain follow-up therapy services.

These benefits are generally paid in addition to and regardless of other coverage you may have (i.e. health insurance).
Please review the plan documents to see the full schedule of benefits including covered injuries/incidents and covered expenses.

Aflac Accident Claim Form

Aflac Online Claim Submission Site

City of Marietta Certificate of Insurance – Accident

City of Marietta Master Policy – Accident

Portability and Conversion Options

Legal Coverage:

Save time and money with legal insurance from ARAG.

All About Your ARAG Legal Insurance Webinar from ARAG Legal on Vimeo.

Life is full of legal situations. Some you plan for — like creating a will or buying a home — and others are more unexpected — like fighting a traffic ticket or getting your deposit back from a difficult landlord. Legal insurance makes it affordable to get the legal help you need: Network Attorney fees are 100% paid-in-full for most covered matters. Benefit from a wide range of coverage and services to protect your family and better navigate life’s legal challenges. Enroll today.

Legal Plan Flyer

City of Marietta UltimateAdvisor Certificate

ARAG Legal Member Site

Portability and Conversion Options

MobileAppFlyer

ARAG Parents & Grandparents Flyer

 

Discounted Auto, Home and Pet Insurance:

City of Marietta employees will have access to discounted auto, home and pet insurance through Farmers Group Select. Please refer to the “Employee Discount” tab for additional information.

This website is brought to you by NFP.
The information contained on this website is intended for general purposes only. It is an abbreviated overview of the benefit plans. Please refer to the Certificate Booklet (the contract) available from the plan carriers for complete details. Your Certificate Booklet will provide detailed information regarding copayments, coinsurance, deductibles, exclusions and other benefits. The Certificate Booklet will govern should a conflict arise related to the information contained in this website. The information contained in this website does not establish eligibility to participate in or receive benefits from any benefit plan. Please note the links to any external websites are provided simply to assist our employees with convenient access. NFP is not liable for the information provided on any of the external websites provided.