Permanent Life Insurance

People need term life insurance to cover immediate and short term needs.  People need individual permanent life insurance to cover longer term needs, especially for those after retirement.  Your employer is making it easy for you to apply for permanent life insurance in this open application period.  Apply for permanent coverage based on the answers to these 3 questions:

During the last six months, has the proposed insured:
1.  Been actively at work on a full time basis, performing usual duties?
2.  Been absent from work due to illness or medical treatment for a period of more than five consecutive working days?
3.  Been disabled or received tests, treatment or care of any kind in a hospital or nursing home or received chemotherapy, hormonal therapy for cancer, radiation therapy, dialysis treatment, or        treatment for alcohol or drug abuse?

You may also apply for coverage on your spouse/domestic partner, children and grandchildren on the same underwriting basis.

All full-time employees are eligible to apply (unless you’ve previously applied and been declined coverage).

Pay through the convenience of payroll deduction.

Like most life insurance policies, Texas Life policies contain certain exclusions, limitations, exceptions and terms for keeping them in force.

Texas Life Brochure

Texas Life Beneficiary Change Form

 

This website is brought to you by NFP.
The information contained on this website is intended for general purposes only. It is an abbreviated overview of the benefit plans. Please refer to the Certificate Booklet (the contract) available from the plan carriers for complete details. Your Certificate Booklet will provide detailed information regarding copayments, coinsurance, deductibles, exclusions and other benefits. The Certificate Booklet will govern should a conflict arise related to the information contained in this website. The information contained in this website does not establish eligibility to participate in or receive benefits from any benefit plan. Please note the links to any external websites are provided simply to assist our employees with convenient access. NFP is not liable for the information provided on any of the external websites provided.