Although we don’t plan on getting sick or injured, most of us generally will need some type of medical care or attention. Medical insurance is important to assist in paying for medical expenses, whether they are expected or unexpected. Also, many medical plans may also help us to stay healthier through wellness initiatives and resources as well as possibly provide fully covered preventive care benefits when using network doctors. The health insurance offered to eligible employees through your Employer is currently provided through the State Health Benefit Plan (SHBP).