Disability


Short Term Disability

No one wants to think he or she might become injured in an off-the-job accident, or come down with an acute or chronic illness. An auto accident, a fall, an unexpected heart problem, or even an expected maternity leave can impact your financial security.

Short Term Disability insurance provides the financial protection you may need during the allowable period of disability by paying you a weekly benefit as outlined in your plan documents. Through Cobb EMC, you have the option between two STD plans, one with an $800 weekly benefit maximum or one with a $1,600 weekly benefit maximum. Please review the benefit summaries below for additional plan details.

Long Term Disability

A long term disability is one of the most devastating experiences that can happen to an employee, impacting both your work and personal life in a major way.

Long Term Disability insurance provides the financial protection you may need during the allowable period of disability by paying you a monthly benefit as outlined in your plan documents. Cobb EMC provides all eligible full time employees with an LTD benefit equal to 66 2/3% of your salary up to $10,000 per month.

 

This website is brought to you by NFP.
The information contained on this website is intended for general purposes only. It is an abbreviated overview of the benefit plans. Please refer to the Certificate Booklet (the contract) available from the plan carriers for complete details. Your Certificate Booklet will provide detailed information regarding copayments, coinsurance, deductibles, exclusions and other benefits. The Certificate Booklet will govern should a conflict arise related to the information contained in this website. The information contained in this website does not establish eligibility to participate in or receive benefits from any benefit plan. Please note the links to any external websites are provided simply to assist our employees with convenient access. NFP is not liable for the information provided on any of the external websites provided.